Deposit Rates
| Account Type | Minimum Balance | APY |
|---|---|---|
|
Checking
|
$0 | 0.00% |
|
Savings and Clubs
|
$5 ($50 to earn interest) | 0.2% |
|
Savings and Clubs (over $40,000)
|
N/A | 0.5% |
|
6 Month CD
|
$500 | 2.00% |
|
12 Month CD
|
$500 | 2.25% |
|
18 Month CD
|
$500 | 2.50% |
|
24 Month CD
|
$500 | 3.00% |
|
36 Month CD
|
$500 | 3.50% |
|
APY = Annual Percentage Yield. Fees could reduce earnings. Early withdrawal fees apply to CDs. Rates are subject to change without notice. Minimum to open a CD is $500. |
||
Loan Rates
| Account Type | Notes | Starting APR |
|---|---|---|
|
New Car Loan
|
Up to 36 Months | 6.25% |
|
New Car Loan
|
37-60 Months | 6.50% |
|
New Car Loan
|
61-72 Months | 6.75% |
|
New Car Loan
|
73-84 Months | 7.00% |
|
Used Car Loan (2020-2023)
|
Up to 36 Months | 6.75% |
|
Used Car Loan (2020-2023)
|
37-60 Months | 7.00% |
|
Used Car Loan (2020-2023)
|
61-72 Months | 7.25% |
|
Used Car Loan (2017-2019)
|
Up to 36 Months | 8.75% |
|
Used Car Loan (2017-2019)
|
37-60 Months | 9.00% |
|
Used Car Loan (2017-2019)
|
61-72 Months | 9.25% |
|
Used Car Loan (2016 & Older)
|
Up to 48 Months | 9.75% |
|
Personal Loan
|
Up to $15,000 | 8.99% |
|
Tuition Loan
|
Up to $10,000 | 8.99% |
|
Mortgages
|
Refinances, Residential, Investment, and mixed | Call (908) 237-7377 |
|
Savings Secured loans
|
Up to $75,000 | 2.50% |
|
APR = Annual Percentage Rate. Rates are subject to change without notice and based on credit review. Effective as of 08/01/2024. |
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© 2024 Atlantic Health Employees Federal Credit Union. All Rights Reserved. Federally insured by the National Credit Union Administration, a U.S. Government Agency. Deposits insured up to $250,000. We conduct business in accordance with Federal fair lending laws.